Monday, 16 November 2009

Many would be interested in how to go about buying and selling property on for profit

Buying and selling property for a profit used to be ‘easy’. Through the millennium you could buy a property and be guaranteed it would make money in a few years and in some cases, a few months. Some people (and mortgage lenders!) seemed to think house prices would continue to rise, others warned of a housing bubble, but didn’t seem to be able to accurately predict when it would burst.

However, burst it did, starting in the States and hitting the UK very hard. The recession appeared to start in the property sector and within months we saw sales drop by 50% prices fall by 20% from a 2007 peak. Rental income which normally rises when house prices fall, has suffered with year on year falls of 5% or more, voids have increased as have tenant rent arrears.

To find out more, read on .....

Thursday, 12 November 2009

When and How you should Sell your Property Investments

When investing, most people concentrate on the ‘deal’ they are getting and whether it works in today’s market. However, since the property price falls of 2007 left many investors who wanted to cash in for their retirement in dire straits, and with the demand and supply of property likely to change in the future due to demographics, it’s essential to have a good idea of when is the right time to sell your investments.

Read on to find out when and how you should sell your property investments ....

Tuesday, 10 November 2009

Why you Should Diversify your Property Investments

When it comes to property investment, many people start with ‘what they know’. This means buying a property, renovating it and then selling it on at a profit, or buying a property then letting it out.

However, once you have some property investment under your belt and before you look to do ‘more of the same’ then it’s worth making sure that your next investment(s) work in good and bad economic conditions, perhaps deliver a return at different times or in different ways to your existing investments.

So what does your property investment deliver at the moment? Not sure and want to find out more?

Monday, 9 November 2009

What should you do differently in the current economic climate?

With the difficult economic environment we are in and new rules that are likely to apply to property investment from a financial perspective, means that ‘doing the same thing’ may well not work now, or even in the future when the market picks up. For example, while the property market is in the doldrums and price growth (despite news reports) are not really rising; making money from renovation is incredibly difficult to do.

So find out what you should do differently in the current economic climate ......

Thursday, 5 November 2009

First time property investor: Where do you start?

When you are a first time investor the whole process is incredibly daunting. On one hand you are a bit like a first time buyer again – very excited about the investment adventure you are about to take, on the other hand, you are about to enter an unregulated market that can as easily lose you your life savings as it can make you a property millionaire!

Here are our top ten first steps to take to help you work out what you need to do to help make sure your first time investment is a success.

Tuesday, 3 November 2009

What’s Going to Happen to House Prices in 2010?

It’s a nervous time for many people involved in the property market. So nerve wracking in fact, that many of the companies that normally predict what’s going to happen to property prices in the next 12 months – haven’t!

The problem for many forecasters at the moment is that few expected the property market to stabilise this year, many thought prices would continue to fall (not us though!). However, not only have prices stabilised, we are even seeing small price rises in some areas where demand is higher than supply. Add into the mix that the economic predictions are also giving confusing messages, with some saying we are heading out of recession while others are saying this is just a blip and we will fall further into recession over the coming months.

READ ON on to find out who is giving forecasts for 2010 property prices and beyond, and are they likely to be accurate?

Monday, 2 November 2009

Have you checked your Property Portfolio will Deliver what YOU Want?

Most people just decide ‘I’ve got a bit of cash’ and then ‘I’ll buy a property’. Next thing you know, you’ve got a ‘bit more cash’ so you ‘buy another property’. Then you’ll say, ‘I’ve put my money into property for my pension’ or ‘I’m leaving the kids a property portfolio’.

If this is you, let me ask you a question – have you actually worked out what your portfolio is worth and whether it will deliver what you want eg a pension? Or what tax your kids will pay to inherit the portfolio you’ve left them? Have you ever checked with an Independent Financial Advisor or Wealth Manager whether your portfolio can be protected or will deliver to you in your retirement?

If not, then now is the time to do so – don’t leave it for a few years, you never know what will happen. Sorry to be ‘doom and gloom’ but things happen that are out of their control, people get sick, lose their job and then lose their home or homes in the case of property investors. It’s happening to people now and now is your chance to make sure it doesn’t happen to you!

Follow my Top Five Tips to Ensure your Property Portfolio Delivers what YOU Want!