Buying a flat as opposed to a house is different. There are various reasons why buying a flat is different to buying a house. These are typically because you buy a flat under a ‘leasehold’ agreement. A leasehold agreement essentially means that you buy the flat, but have to abide by the freeholder's rules and regulations, which include clauses on how costs for maintenance and repairs as well as insurance are applicable if you become the owner.
READ ON to find out the key differences between buying a house and flat and essential checks you need to make before purchase!
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